Fees and you will costs
The brand new small print into mortgage loans need you to discover typical paycheck, social security otherwise your retirement money and use DNB since your informal lender.
Computation away from energetic interest rates
BLU Start:Amount borrowed NOK dos one hundred thousand 100 as much as 85 % regarding market value. Moderate interest rate step 3.39 % p.good. Annuity mortgage that have active rate of interest 3,52 % p.a beneficial. along with front side-prevent commission NOK step three 190 and you can instalment fee NOK 65. Rates NOK 990 890, total NOK dos 990 890 more than 25 years.
Amount borrowed NOK 2 100000 100, affordable interest cuatro.69 % p.an excellent. to have 3 seasons fixed price. Annuity financing which have energetic interest cuatro.87 % p.an excellent. in addition to side-end commission NOK step three 190 and you will instalment commission NOK 65. Prices NOK step 1 422 590, totalt NOK step three 422 590 more than 25 years.
Car loan having young people with advance payment 35 % or higher:Loan amount NOK 150 100 to 65 % off cost. Annuity mortgage having affordable interest rate 4.74 % p.an effective., active interest six.54 % p.a beneficial. and top-end percentage NOK dos five hundred and you may instalment percentage NOK 65. Costs NOK twenty-five 484, overall NOK 175 484 more than five years.
Loan amount NOK fifty 100. Affordable interest rate % p.a good. Annuity financing that have productive interest % p.good. including top-end payment NOK 500 and you will instalment fee NOK 50. Total cost NOK 68 777 more 5 years.
Fixed-price real estate loan Tale:Loan amount NOK 2 000 000, moderate interest cuatro.69 % p.an effective. to own 3 seasons repaired rate. Annuity mortgage with active interest cuatro.87 % p.a beneficial. including front side-prevent payment NOK 3 190 and you will instalment payment NOK 65. Costs NOK step one 422 590, totalt NOK step 3 422 590 more 25 years.
Car finance Saga and Saga Precious metal which have 35 % deposit:Amount borrowed 150 one hundred thousand NOK doing 65 % out of price. Annuity financing having moderate interest cuatro,74 % p.a great., effective rate of interest six.44 % p.a beneficial. along with front side-prevent fee NOK 2 300 and you can instalment fee NOK 65. Rates NOK 25 259, complete NOK 175 259 more than five years.
Saga Liquidity set-aside:Loan amount NOK 70 one hundred thousand. Nominal interest rate %, effective interest % in addition to front side-end fee NOK 500. Costs NOK cuatro 574, complete NOK 74 574 over 12 months.
Mortgage doing 75 % from ount NOK dos 100 one hundred thousand, to 75 % from market value. Moderate rate of interest cuatro,30 % p.good. Annuity loan having effective interest rate cuatro,45 % p.a. and additionally front-end percentage NOK 3 190 and you can instalment commission NOK 65. Costs NOK 1 286 390, overall NOK 3 www.elitecashadvance.com/installment-loans-il/phoenix 286 390 over twenty five years.
Domestic collateral personal line of credit:Loan amount NOK dos one hundred thousand 000, doing 75 % of market price. Moderate rate of interest 4,31 % p.a great. Annuity mortgage which have productive interest rate cuatro,45 % p.good. also front side-avoid percentage NOK step 3 190 and you will instalment commission NOK 65. Costs NOK step 1 286 390, full NOK 3 286 390 more than twenty five years..
Fixed-rate mortgage loan:Amount borrowed NOK dos one hundred thousand 100 around 75 % away from market price. Affordable rate of interest cuatro.74 % p.an excellent. to have step three 12 months fixed rates period. Annuity mortgage that have energetic interest cuatro.ninety-five % p.a good. and front side-stop fee NOK step 3 190 and you will instalment fee NOK 65. Pricing NOK step 1 439 690, full NOK 3 439 690 more than 25 years.
Eco-friendly mortgage:Loan amount NOK dos one hundred thousand 100 as much as 85 % regarding market value. Moderate rate of interest step 3.39 % p.a great. Annuity loan having productive interest step 3.52 % p.a good. in addition to front-end percentage NOK step 3 190 and you can instalment percentage NOK 65. Pricing NOK 990 890, totalt NOK 2 990 890 over twenty five years.
